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Our research · August 11, 2026

Who Holds California's Unclaimed Money?

We took every unclaimed property record California publishes and sorted it by the company that handed the money over. 13,083,908 records, $9.22B in cash plus shares of stock the state puts no dollar figure on, and one finding that explains why so many people never find money that is sitting there with their name on it.

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The headline numbers

Unclaimed records
13,083,908
Cash held (stock is extra)
$9.22B
Worth $1,000 or more
1,456,153
Worth $5,000 or more
232,402

The data is a mess, and that is what hides your money

Across 13,083,908 records, companies are named 89,305 different ways. That is not 89,305 companies. It is the same companies, with their names spelled and abbreviated differently every time.

Bank of America alone shows up under 1,523 different versions of its own name. Here are the 14 most common, copied exactly as they appear in the state's files:

BANK OF AMERICA - CALIFORNIA NA (318)126,702 records
BANK OF AMERICA NA102,190 records
BANK OF AMERICA - NORTH CAROLINA62,119 records
BANK OF AMERICA - CALIFORNIA59,896 records
BANK OF AMERICA - PRE-PAID CARD34,874 records
BANK OF AMERICA NA-F/K/A/ FIA CARD SERVICES NA26,964 records
BANK OF AMERICA N A24,207 records
BANK OF AMERICA - NA (CALIFORNIA FOREIGN)15,310 records
BANK OF AMERICA - HOME LOANS14,498 records
BANK OF AMERICA NT & SA12,069 records
BANK OF AMERICA - CALIFORNIA-NORTH8,680 records
BANK OF AMERICA NA - NORTH CAROLINA7,991 records
BANK OF AMERICA - ILLINOIS7,708 records
BANK OF AMERICA - CALIFORNIA NORTH7,545 records

That is one bank. Each line was filed by a different part of it, in a different year, using whatever naming habit that department had at the time — and there are 1,509 more beyond these fourteen.

Now apply that to your name. It was typed into these same files by whoever happened to be doing the paperwork, sometimes decades ago — with a typo, an initial instead of a middle name, a maiden name, a nickname, or your name and your spouse's mashed into one line. The state's search matches what was typed. If it does not match what you type, the money sits there and you are told there is nothing.

So the single most useful thing on this page: search every version of your name you have ever gone by, not just the one on your driver's licence.

The 25 companies holding the most

We grouped the many versions of each company's name back together. Legal settlement funds and FDIC bank takeovers are counted separately rather than added to the company they relate to — those are court or government arrangements, not the company itself reporting money it was holding.

CompanyRecordsCash reported$1k+Typical amountWays its name is written
Bank of America641,625$975.9M151,869$3241,523
Wells Fargo492,227$610.4M93,705$252431
JPMorgan Chase173,693$259.9M36,834$273168
Citibank180,696$201.1M24,699$20855
Prudential176,645$188.7M37,929$45543
MetLife292,992$182.6M37,569$2321
U.S. Bank108,249$140.6M21,004$29867
Charles Schwab59,953$134.9M9,755$12010
Union Bank79,160$125.2M19,594$35729
PayPal231,938$99.0M16,283$1953
Anthem / Elevance Health201,064$97.4M15,160$20216
American General / Corebridge46,421$80.5M13,722$50125
East West Bank23,244$73.4M12,003$1,0741
Farmers Insurance159,670$69.2M10,370$23514
State Farm149,071$69.1M9,057$19832
AT&T240,516$68.8M7,489$15134
Capital One98,230$58.0M6,279$18630
John Hancock54,605$53.0M10,930$44264
Comerica23,555$51.7M8,572$6586
Pathward85,767$45.8M11,930$2902
Pacific Gas & Electric102,623$45.6M7,027$16324
American Express107,792$44.2M6,755$17815
Transamerica33,267$42.2M6,816$291105
BMO12,303$39.7M3,989$42212
Washington Mutual35,121$38.6M6,883$30529

One thing to be clear about: being on this list is not a sign a company did anything wrong. Handing forgotten money over to the state is exactly what the law requires. A big bank sits near the top because it has tens of millions of customers, not because it behaved badly.

Most amounts are small. Plenty are not.

Most records are worth a few hundred dollars. But 314,936 people have $5,000 or more waiting, and that is from California alone.

Value of recordRecordsTotal value
$0 (securities/other)594,453$0
under $100215,616$4.9M
$100-$5009,438,839$1.96B
$500-$1k1,378,847$939.3M
$1k-$5k1,223,751$2.41B
$5k-$25k201,936$1.90B
$25k-$100k26,198$1.15B
$100k+4,268$861.7M

232,402 records are worth $5,000 or more. 4,268 are worth over $100,000, and those few alone add up to $861.7M. The largest single amount we found is $21.3M, an account credit handed over by Charles Schwab & Co Inc.

What kind of property it is

Property typeRecordsTotal value
AC01: CHECKING ACCOUNTS345,846$896.1M
CK01: CASHIER'S CHECKS597,673$672.6M
AC02: SAVINGS ACCOUNTS282,420$549.9M
IN03: PROCEEDS DUE BENEFICIARIES147,519$543.9M
IN01: INDIVIDUAL POLICY BENEFIT/CLM434,352$359.9M
MS08: ACCOUNTS PAYABLE483,586$318.9M
MS11: REFUNDS DUE792,706$307.9M
MS16: MISC OUTSTANDING CHECKS649,254$293.1M
IN05: PREMIUM REFUNDS783,702$289.9M
MS17: MISC INTANGIBLE PROP506,113$281.7M
Other563,337$243.0M
MS01: WAGES, PAYROLL, SALARIES646,991$242.0M
MS09: CREDIT BAL - ACCTS RECEIVABLE504,346$239.3M
AC03: MATURED CD OR SAVE CERT19,647$231.8M
Savings accts/crdt union shrs285,336$217.9M

On top of the cash, 813,226 records hold shares of stock instead of money, covering 16,914 different companies. California does not attach a dollar value to those, so they are left out of every total on this page. The real amount being held is therefore higher than $9.22B, not lower.

1,349,028 records have more than one name on them. That matters more than it sounds: these are consistently the hardest to claim, because every person named usually has to be found and has to sign.

Methodology

  • Where the data comes from.The files California's State Controller publishes of the unclaimed property it holds. We load these into our own database and keep them updated.
  • When we pulled it. August 11, 2026, covering records California published up to 2026-08-05. This is a snapshot. California updates its files regularly, so these numbers will change.
  • What is counted. Everything currently listed as unclaimed in those published files. It is not a claim to cover every last thing the state holds — only what California publishes.
  • How we grouped the companies.We matched the many spellings of each company's name back to one company, using a deliberately cautious set of rules. Anything we were not confident about was left ungrouped rather than guessed at — so the totals per company are, if anything, understated.
  • Checking our work.Every figure on this page comes from a single pass over the published files, and each one was recomputed independently before we published it. If you want to verify a number yourself, the underlying data is California's and is free to download — see the source note above.
  • What the numbers do not tell you. Records holding stock have no dollar value attached. Amounts are what was handed over at the time, not what an account would be worth today. And one person can have several records.

Using these figures

Journalists and researchers are welcome to reuse anything on this page with attribution to Find My Money and a link back. There is no gate, no form, and no embargo. If you need a cut we have not published — by city, ZIP, property type, or a specific holder — email [email protected] and we will run it.

Find My Money is a licensed California asset recovery firm. We are paid a contingency fee out of what we recover, which means we have a commercial interest in this subject — worth knowing when you read our research. To be plain about it: you can search California's official database and file a claim yourself, for free, without us. Plenty of people do, and for a simple claim that is the right move.

How to claim unclaimed money in California →