Types of Unclaimed Property We Recover | Find My Money
California Licensed • BBB A+ Rated

Money you didn't know existed. We find it. You keep it.

We've recovered $5M+ in forgotten 401(k)s, stock dividends, and bank accounts for Californians.
98% success rate. Zero upfront costs.

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Californians Helped

What's waiting for you

California holds $14B+ in unclaimed property. Most people have no idea.

Old 401(k)s & Retirement Accounts

When you leave a job, small balances get cashed out and sent to the state if you can't be reached. Happens when you move, change numbers, or your employer merges.

Job change 5+ years ago Company acquired or closed Moved cities
$47,000
Oakland • 2015 employer • "Thought balance was too small to worry about"

Stock Shares & Dividend Payments

Employee stock plans, forgotten brokerage accounts, uncashed dividend checks. When companies can't deliver payments, funds go to the state.

ESPP from old employer Inherited stock Uncashed dividends
$2,100
PG&E employee stock • Changed addresses twice • Checks never forwarded

Forgotten Bank Accounts

After 3-5 years of no activity, banks send dormant accounts to the state. Includes savings, checking, CDs, and utility deposits.

College savings account Utility deposits (PG&E) Old checking account
$1,240
Sacramento • College account from 2012 • Moved out of state and forgot

Life Insurance Payouts

Insurance companies try to find beneficiaries but often can't locate them. Families don't always know these policies existed.

Parent's unknown policy Never notified as beneficiary Employer policy
$12,300
Fresno • Deceased parent • Insurance had old address, stopped searching

Unclaimed Paychecks & Commissions

Final paychecks, bonuses, or expense reimbursements from job transitions. When you leave quickly or companies can't reach you, payments go to the state.

Quick job change Sales commissions Unused PTO payout
$3,450
Sales commission • Accepted new job quickly, moved cities

Overpayments & Refunds

Security deposits, utility overpayments, insurance credits. These small amounts add up when you move or switch providers.

Apartment deposit PG&E deposit Insurance refund
$890
San Diego apartment • Property manager changed, lost tenant records

Inheritance from Relatives

When estate executors can't locate beneficiaries. Families don't always know these assets existed.

Parent's estate Distant relative Never notified
$15,600
Distant aunt's estate • Executor couldn't locate next of kin

Tax Refunds

State and federal tax refunds that were undeliverable or never claimed.

Moved before delivery Amended returns Old address
$1,240
2019 state refund • Amended return sent to old address

We also recover

These often-overlooked claim types add up quickly

Safe deposit box contents

When banks close or merge, contents get turned over to the state

Jewelry valued at $8,200
Savings bonds worth $3,450

Court settlements & judgments

Unclaimed lawsuit payouts or legal settlements

Class action settlement: $840
Small claims judgment: $2,100

Business vendor payments

Outstanding invoices or refunds from suppliers

Vendor credit: $1,890
Closed account refund: $650

Escrow & trust funds

Leftover funds from real estate transactions

Home sale overage: $3,200
Refinance escrow: $890

Mineral rights & royalties

Oil, gas, or mining royalty payments

Oil royalties: $6,400
Mineral lease: $2,100

Customer overpayments

Credits from utilities, insurance, subscriptions

Cable overpayment: $340
Insurance credit: $725

Student loan refunds

Overpayments or forgiveness credits

Loan overpayment: $1,450
School refund: $680

Medical & dental refunds

Insurance overpayments or provider credits

FSA balance: $890
Provider credit: $420

Gift cards & store credits

Unredeemed balances from closed retailers

Closed retailer: $180
Store bankruptcy: $250

Phone & internet deposits

Service deposits never returned

Cell phone deposit: $200
Internet service: $150

California holds over $14 billion in unclaimed property.
About 1 in 7 Californians has money waiting.
Most have no idea it exists.

Simple process. Real results.

We handle everything. You just sign and wait for your check.

1

We find your money

Our platform monitors California databases daily. When unclaimed property appears in your name, we reach out.

  • Direct state access
  • Free search
Search
2

We handle paperwork

Forms, notarization, filing done. You sign a few things. We track everything.

  • Notary included
  • Full tracking
File
3

You get paid

State sends your check. We take our percentage only after you're paid. Zero risk.

  • 3-6 month average
  • No upfront fees
Paid

We'll reach out if we find money in your name

Our team monitors California databases daily. If unclaimed property appears in your name, we contact you directly.

No upfront fees
We do the work
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